In1986, Heritage Bank of North Florida opened its first bank in Orange Park, Florida under the name of Clay County Bank. After providing that community with personal banking service for several years, the board decided the same type of service would be welcomed in the Ponte Vedra Beach area.

The bank applied for, and received, permission in April 2000 from banking regulators to change its name to Heritage Bank of North Florida. In February 2002, the Ponte Vedra Beach office was opened. The Ponte Vedra location has experienced a wonderful response from the community.

Heritage Bank retains its original owners and four of its founding board members. The bank’s senior management team has been working together for over 25 years and has more than a century of combined banking experience.

The Heritage Bank staff believes customers come first. That was proven true by a recent survey. In the survey, conducted by an independent research firm, our bank received the highest customer service rating of any bank in its service area.

As the banking industry moves forward into the electronic era, Heritage Bank is moving with it. However, its primary goal will always be, first and foremost, to continue offering the best possible personal service to its customers.